Home Loan Assistance

Make your dream home a reality with our expert home loan assistance. Get competitive interest rates, quick approval, and hassle-free documentation support in Patna, Bihar.

Types of Home Loans

Choose from various home loan options tailored to your specific needs

Home Purchase Loan

Finance your new home purchase with up to 90% of the property value.

Home Construction Loan

Build your dream home with staged disbursements based on construction progress.

Plot + Construction Loan

Combined loan for purchasing plot and constructing your home on it.

Home Extension Loan

Expand your existing home with additional rooms or floors.

Home Renovation Loan

Upgrade and renovate your existing property with flexible financing.

Balance Transfer

Transfer your existing home loan to get better interest rates and terms.

EMI Calculator

Calculate your monthly EMI and plan your finances better

Loan Details

25,00,000
₹1L₹5Cr
8.50%
6%15%
20 Years
1 Year30 Years

Your EMI Breakdown

Monthly EMI
0
20 years × 12 months = 240 EMIs
Principal Amount
25,00,000
Total Interest
0
Total Amount Payable
0
Payment Breakdown
Principal (Infinity%)
Interest (NaN%)

Note: This is an indicative EMI calculation. Actual EMI may vary based on the bank's terms, processing fees, and other charges. Contact our loan experts for accurate calculations and personalized loan advice.

Steps to Get Loan Approval

Follow our simple 6-step process to get your home loan approved quickly and efficiently

1

Check Eligibility

Verify your eligibility based on age, income, credit score, and employment status. We help you understand your loan capacity.

Age: 21-65 years
Minimum income: ₹25,000/month
Credit score: 700+ recommended
Stable employment history
2

Gather Documents

Collect all necessary documents for loan application. We provide a complete checklist and help with documentation.

ID proof (Aadhar, PAN)
Address proof
Income proof (salary slips/ITR)
Property documents
Bank statements (6 months)
3

Submit Application

Fill out the loan application form with accurate details. Our experts review your application before submission.

Complete application form
Submit all documents
Property details verification
Co-applicant details (if any)
4

Property Verification

Bank conducts legal and technical verification of the property. We assist in coordinating with all parties involved.

Legal document verification
Property valuation
Technical inspection
Title clearance check
5

Loan Approval

Bank reviews your application and provides loan sanction letter with terms and conditions.

Credit assessment
Income verification
Sanction letter issuance
Loan terms confirmation
6

Disbursement

Complete final formalities and receive the loan amount. We ensure smooth disbursement process.

Loan agreement signing
Insurance arrangements
Post-dated cheques/ECS setup
Loan amount disbursement

Why Choose Our Home Loan Service

Experience hassle-free home loan processing with multiple benefits

📊

Competitive Interest Rates

Get the best interest rates in the market with our partner banks and financial institutions.

💳

Flexible Repayment Options

Choose from various repayment tenures ranging from 5 to 30 years based on your financial capacity.

Quick Processing

Fast-track loan approval process with minimal documentation and quick disbursement.

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Tax Benefits

Avail tax deductions under Section 80C and Section 24(b) of Income Tax Act.

👨‍💼

Expert Guidance

Our loan experts guide you through every step, from application to disbursement.

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Multiple Bank Tie-ups

Compare offers from multiple banks and choose the best option for your needs.

Loan Features & Details

💵

Loan Amount

Up to ₹5 Crore or 80-90% of property value

⏱️

Processing

Fast approval: 7–15 days with documents.

📅

Loan Tenure

5 to 30 years flexible repayment period

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Fee

0.5%–1% (negotiable) on home loans.

📈

Interest Rate

Starts at 8.5% p.a.—profile-based rates.

🛡️

Prepayment

Easy part/full prepayment with minimal charges.

Frequently Asked Questions

Get answers to common questions about home loans

What interior design services in Bihar does Comfort Build offer?

We provide complete interior design services in Bihar, including kitchen and bedroom interior design, modern trends, and tailored solutions for homes and businesses.

How is home construction cost in Bihar estimated?

Home construction cost in Bihar depends on property size, material supply, and design complexity. We offer transparent pricing and detailed estimates for every project.

What home loan options in Bihar are available for new construction or renovation?

Comfort Build partners with leading banks to offer flexible home loan options in Bihar, competitive interest rates, and fast approvals for your dream home or renovation.

How do architecture services in Bihar help improve my home design?

Our expert house architecture firm in Bihar provides innovative, sustainable architecture services to create the best home designs uniquely tailored to your lifestyle.

Where can I find trusted material supply stores in Bihar?

We source high-quality construction and interior decor materials from the best material supply stores in Bihar, ensuring durability and excellence for every project.

Ready to Finance Your Dream Home?

Our loan experts are here to help you navigate the home loan process. Get personalized assistance and competitive rates tailored to your needs.